What happens to a program participant if: he/she loses his or her job? ...he or she breaks a leg before the program begins? ...his or her belongings are lost or stolen? ...he or she requires medical evacuation home? ...a parent or close family member becomes ill? ...instant access to medical records is required? ...a Terrorist Incident occurs before or during the program? Now you can protect your Program investment at a very affordable cost.

A+ Program Protection Plans are designed specifically for program participants. For example, the A+ plans do not exclude claims arising from a pandemic or epidemic (other plans may exclude such illnesses, and some plans do not even cover a quarantine related to an epidemic or pandemic). Many plans exclude amateur sports activities or injuries, but not A+ Program Protection Plans.

The Cancel For Any Reason benefit included with the Preferred Plus Plan allows you to cancel your Program Arrangements for any reason up to 2 (two) days before your scheduled departure, provided you have insured 100% of the cost of your Program Arrangements and paid your premium within the time sensitive period required, click here for details.

Three optional benefits are available with all plans, Air Flight Accidental Death & Dismemberment ($100,000, $250,000 or $500,000 available); Rental Car Damage (Collision Damage Waiver); and an Extended Personal Property Pac (extending coverage to cell phones, laptops, tablets and PDA’s and for sports equipment rental).

It is easy to get your quote, just fill in the information in the Quick Quote calculator to the right. Your quote results will include detailed information and premium for each plan. To enroll simply click the Buy Now button of the plan you wish to purchase and complete the enrollment form. It's as simple as that! For details about our plans, click here.

Certain Benefits and Coverages (Waiver of Pre-Existing Conditions and the Cancel for Any Reason Benefit) are subject to payment for your plan being received with or before Your final payment for Your Trip.

Quick Quote

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Benefit Limits
Preferred
Buy Gold
Preferred Plus
Buy Platinum
Coverage For Your Arrangements Link Link
Program Cancellation Program Cost Program Cost
Program Interruption Program Cost 150% of Program Cost
Missed Connection (3 Hours or more) $500 $750
Travel Delay (8 Hours or more) $100 Per Day
$500 Maximum
$150 Per Day
$750 Maximum
Cancel For Any Reason Not Included 75% to 100% of
Non-Refundable
Program Cost
Coverage For You    
Medical Expense / Emergency Assistance    
Accident & Sickness Medical Expense $25,000 $50,000
Dental Expense $750 $750
Emergency Evacuation & Repatriation $100,000 $500,000
24 Hour Travel Assistance Services Included Included
Non-Medical Emergency Evacuation $25,000 $25,000
Coverage For Your Belongings    
Baggage & Personal Effects $1,000 $1,500
Baggage Delay (12 Hours or more) $100 $250
Coverage For Your Travel Arrangements    
Program Cancellation or Interruption Due to:
Sickness, Accidental Injury or Death
A Pre-Existing Medical Condition
Required time period for purchase See Time
Sensitive Provisions
See Time
Sensitive Provisions
Cessation of Services of a Common Carrier    
Mechanical breakdown
Unannounced strike
Inclement Weather
Residence, destination or workplace made uninhabitable by fire, flood, or natural disaster
Involuntary termination of your employment
1 year continuous employment

1 year continuous employment
Permanent transfer of employment
Being hijacked, quarantined or jury duty
Traffic accident while en route to departure
Bankruptcy or default of a travel supplier
A Terrorist Incident
Military personnel called to emergency duty for a natural disaster
Revocation of previously granted military leave due to war
A hurricane warning being issued for your trip destination
Program Cancellation reimburses:
Unused non-refundable prepaid expenses for Program Arrangements
Single Occupancy Upgrade charges due to a covered reason
Program Interruption reimburses:
Non-refundable, unused portion of the prepaid expenses for land or water Program Arrangements
Additional Transportation Cost paid to return home or rejoin the Trip
Single Occupancy Upgrade charges due to a covered reason
Missed Connection Due to:
Documented weather condition preventing You from getting to the point of departure
Common Carrier caused delay
Quarantine, hijacking, strike, natural disaster, terrorism or riot
Missed Connection reimburses:
Additional transportation to join the Trip
Unused portion of prepaid expenses for land or water Program Arrangements
Travel Delay Due to:
Common Carrier Delay (including bad weather)
Involvement in traffic accident en route to departure
Lost/stolen passports, travel documents or money
Quarantine, hijacking, strike, natural disaster, terrorism or riot
A documented weather condition preventing you from getting to the point of departure
Travel Delay reimburses:
Additional meal and accommodation expense;
Additional transportation expense to join/rejoin Trip or to return home
Cancel For Any Reason Benefit Eligibility Not Applicable
When you must purchase Not Applicable

See Time
Sensitive Provisions
How much must you insure Not Applicable 100% of
Non-Refundable
Program Cost
When you must cancel Not Applicable 2 days or more
before Scheduled
Departure
Coverage For You    
Medical Expense / Emergency Evacuation:
Primary Coverage for on trip medical expenses
Covers Pre-Existing Medical Conditions
When You must purchase See Time
Sensitive Provisions
See Time
Sensitive Provisions
Covers on trip dental expenses Up to $750 Up to $750
Medical Evacuation to Hospital of Choice
Covers airfare cost for one visitation if hospitalized more than 3 days
Coverage For Your Belongings    
Baggage - loss, theft or damage
Maximum payable for loss to jewelry, furs, cameras & accessories, etc. $600 $600
Per Article Limit $300 $300
24 Hour Worldwide Assistance Services    
24 Hour Medical Assistance Services:
24 Hour Emergency Medical Hotline
Medical consultation and monitoring
when you are hospitalized
Coordinate medical evacuation arrangements
Help replacing lost/stolen prescriptions
Help arranging for return of remains
Nurse Helpline for general health
information before and during your trip
24 Hour Travel Assistance Services
Sending emergency messages to friends,
family or business associates
Language interpretation services
Help with emergency cash transfers
Passport/Visa, vaccinations,
& travel health Information
Help with replacing lost/stolen tickets
or travel documents
24 Hour Concierge Services
Restaurant and shopping recommendations
or reservations
Local transport, reservations, sports, theatre,
& event information/ticketing
Golf course referrals & tee times
Baggage tracking/assistance
24 Hour Business Assistance Services
Assistance with emergency communications
Assistance with locating available
business services
Telephone or web conference assistance
Information about weather conditions,
travel delays & flight status
Emergency travel arrangements
Optional Benefits Available    
Air Flight Accidental Death & Dismemberment
Covers You while riding as a passenger on or boarding or alighting from a regularly scheduled airline flight $100,000, $250,000
and $500,000
Benefits Available
$100,000, $250,000
and $500,000
Benefits Available
Rental Car Damage (Collision Damage Waiver)
Covers loss or damage to a rental car due to collision, fire, theft, windstorm, vandalism, hail, flood or other causes not within Your control while the car is in Your possession $35,000 $35,000
Extended Personal Property Pac
Covers loss or damage cell phones, laptops, tablets, and PDA's ($100 deductible applies) and Sports Equipment Rental $1,000 $1,000
Time Sensitive Provisions    
Certain Benefits and Coverages (Waiver of Pre-Existing Conditions and the Cancel for Any Reason Benefit) are subject to payment for your plan being received with or before Your final payment for Your Trip.